Home Sauna on Finance: A More Accessible Way to Enjoy Wellness

Home saunas can be a relaxing addition to your wellness routine, and with monthly payment options, they may be more accessible. Learn how some people enjoy the benefits of a sauna without large upfront costs and what to consider before getting one. Learn more inside.

Home Sauna on Finance: A More Accessible Way to Enjoy Wellness

What Are the Key Benefits of Having a Home Sauna?

A home sauna provides multiple health and wellness advantages, including improved circulation, stress reduction, and muscle recovery. Regular sauna sessions can help with relaxation, sleep quality, and skin health. Having this wellness feature at home means you can enjoy these benefits without the recurring costs and time commitment of visiting spa facilities.

How Does Sauna Financing Work?

Many sauna retailers now offer Buy Now Pay Later (BNPL) options, allowing you to spread the cost over several months or years. These financing arrangements typically involve an initial deposit followed by fixed monthly payments. Some providers offer interest-free periods, while others may charge interest depending on the terms and your credit status.

What Types of Home Saunas Are Available on Finance?

Several sauna styles can be purchased through payment plans:

  • Traditional Finnish saunas

  • Infrared saunas

  • Portable saunas

  • Outdoor sauna cabins

Each type comes with different features and price points, making it easier to find an option that fits both your wellness goals and budget.

What Should You Consider Before Financing a Home Sauna?

Before committing to a financed sauna purchase, consider:

  • Installation requirements and costs

  • Energy consumption and running costs

  • Available space in your home

  • Length of financing terms

  • Total cost including interest (if applicable)

  • Warranty coverage and maintenance needs

Understanding Home Sauna Costs and Payment Options


Sauna Type Average Price Range Typical Monthly Payment*
Infrared Sauna £2,000 - £6,000 £50 - £150
Traditional Finnish £3,000 - £8,000 £75 - £200
Portable Sauna £200 - £1,000 £20 - £50
Outdoor Cabin £4,000 - £12,000 £100 - £300

*Prices, rates, or cost estimates mentioned in this article are based on the latest available information but may change over time. Independent research is advised before making financial decisions.


How to Choose the Right Sauna Financing Plan

Look for financing options that offer:

  • Transparent terms and conditions

  • Competitive interest rates

  • Flexible payment periods

  • No early repayment penalties

  • Clear breakdown of total costs

  • Reliable customer service and support

Remember to carefully review all financing terms and consider your long-term budget before making this wellness investment. While monthly payments can make a home sauna more accessible, ensuring you can comfortably manage the payments over the entire term is crucial for a stress-free experience.

This article is for informational purposes only and should not be considered financial advice. Please consult a qualified financial advisor for personalized guidance regarding financing options.